This week’s podcast is all about the latest data coming out from the Equity Release Council. Craig is joined by Equity Release Specialist, Mark Thompson. What data has the Equity Release Council shared? A record number of people have taken out an equity release product in the first quarter of this year: 23,000 people. That’s […]
This week’s edition of the Mortgages Money and More podcast is all about inflation, with Craig Skelton and Financial Adviser Jamie Benn. What is inflation? Inflation is about what life is costing us as a consumer and whether it’s rising or falling. In the UK, we use the Consumer Price Index, which is something that […]
This week’s podcast is all about equity release and making partial payments. Craig Skelton is joined by Equity Release Specialist, Mark Thompson. How does equity release work? Equity release is often called a Lifetime Mortgage – a mortgage fixed for life. It’s a fixed rate mortgage, with a fixed rate percentage term, that’s repayable upon […]
In this edition of the Mortgages, Money and More podcast, Craig looks at online trading and whether this is something you can do yourself, or leave it to the experts. Not so long ago, if you wanted to invest you’d have to go through a stockbroker or financial advisor. Now, investors can use DIY investment […]
Craig is joined by financial advisors Jamie Benn and Jason Murgatroyd to talk about volatility in the financial markets. These are challenging times and our hearts go out to the people of Ukraine and what they’re going through. Obviously, there’s a lot of families in the UK that are concerned about their families, and we […]
Craig is joined by Mark Thompson, Equity Release Specialist, to go back to basics about equity release. What is equity release? There can be some confusion here, as anyone can access their equity by remortgaging, which is technically equity release. You might increase your mortgage to fund home improvements, for example. But what we’re talking […]
This edition of the Mortgages Money and More podcast looks at when is the right time to start investing in your pension, with Craig, Jamie and Jason. A few weeks ago we did some myth busting and this was an important area – can it be too late to start investing in your pension, or […]
In this week’s episode, Jamie Benn and Jason Murgatroyd return to the Mortgages, Money & More Podcast to discuss Myths of Retirement with Craig Skelton. Myth 1: you can live off the state pension alone. The background to this is the fact that everybody is generally aware of pensions and what they do. Yet there […]
On this edition of the Mortgages Money and More podcast, Craig is joined by equity release specialist Mark Thompson to talk about how equity release can help in the fight against inflation. Rapid growth in Consumer Price Index The consumer price index is a well-known indicator of inflation. And we’re up from 5.1 in November […]
This week’s Mortgages Money and More podcast is about planning for inheritance tax. The effects of the pandemic reportedly mean that thousands more people are expected to pay the standard 40% inheritance tax this year. We will explore some ways to navigate the complexities of inheritance tax. Inheritance Tax – the facts Inheritance tax (IHT) […]
Retirement is an exciting time; the start of a new chapter in life. Whilst we will have worked, saved and prepared for this moment for a long time, many of us will find we don’t quite have enough money to fund all the things we planned to do. Luckily, there are an increasing number of […]
Whichever side of the Brexit debate you have been on, Friday 31 January 2020 undoubtedly marks a momentous point in the country’s history. For at the stroke of 11pm, the UK will cease to be a member of the EU: the divorce will finally have been sealed. It’s clearly been a long and rocky road […]
The sooner you start saving, the healthier your pension pot is likely to be when you need to draw on it. But what happens to your pension planning if your working hours reduce, or stop? First things first If you join a company you may be enrolled into their workplace pension scheme which, in most […]
Getting a clear, concise view of your investment portfolio can be difficult and time-consuming. That’s why we use a secure, online system known as a platform. A platform gives you secure, online access to your investment funds with a transparent, easy -to-understand charging structure. So rather than holding your ISAs, pensions and other investments in […]
As you approach retirement, you probably want to know when you can afford to stop working. Having worked hard throughout your career you deserve to enjoy your retirement without having to worry about your finances. It may be worth reviewing your pension contributions to make sure you are taking advantage of the incentives offered by […]
When it comes to building your investment portfolio, you might have been warned about avoiding putting all your eggs in one basket. It’s wise to spread your money across a range of different investments. That way, if the value of one of them falls, it should have a limited effect on the overall performance of […]
Understanding inflation and its impact on your portfolio is important because rising prices can reduce the value of the money you get back from your investments. What is inflation? Inflation is a term used to describe a rise in prices. In the UK, it is measured by the Consumer Prices Index including owner-occupiers’ housing costs […]
Why you should consider modernising your pension As well as giving you greater freedom over how you access your savings, there are several other benefits when modernising your pension: Take full control of your pension savings Choose when and how to draw an income to suit your retirement planning Keep your options open for drawing […]
Retirement is an exciting time; the start of a new chapter in life. Whilst we will have worked, saved and prepared for this moment for a long time, many of us will find we don’t quite have enough money to fund all the things we planned to do. Luckily, there are an increasing number of […]
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