An overview on Cryptocurrency Craig reflects back on this year’s obsession with Bitcoin and Cryptocurrency, following up on July’s episode which features a more in depth discussion with regular podcast guest, Jason Murgatroyd. Beware the crypto craze! Three months ago, Jason and I had an in-depth podcast conversation all about cryptocurrencies. I wanted to have […]
This week on the Mortgages, Money and More Podcast, Craig is joined by Financial Adviser and regular guest, Jason Murgatroyd to discuss Attitude to Risk: What does this mean and what are the implications? What is attitude to risk? Everybody has a different attitude to risk. It’s essentially how adventurous or cautious you are when […]
This week on the Mortgages, Money and More Podcast, Craig offers his advice on how you can get the best out of your Buy to Let Mortgage. How does a Buy to Let mortgage work? A Buy to Let mortgage is a specific type of product for those who want to buy a property with […]
This week Craig is joined by Equity Specialist and regular guest, Mark Thompson to discuss how people are using equity release more often to fund their everyday living. Are more people using equity release to fund everyday living? Yes, it’s certainly more prevalent now for people to use their equity to fund day to day […]
In this episode, Craig is joined by regular guest and Equity Release Specialist, Mark Thomson, to discuss the rising trend for people over the age of 55 using equity release to buy new homes. What’s the new trend? A year or two ago we never came across anybody that knew it was even possible to […]
In this bitesize episode, Craig Skelton, Principle of CS Mortgage Solutions discusses the concerns surrounding the rise in inflation since the easing of lockdown and the effect this might have on the financial market and economy. Should I be concerned about inflation rising? Most economists expect inflation to pick up over the next few months, […]
Why do 90% of customers recommend Equity Release? Craig is joined by Equity Release Adviser, Mark Thompson to discuss a recent study that reveals 90% of customers would recommend equity release to family and friends. A positive endorsement for equity release A recommendation from nine out of 10 people is quite unusual, and this […]
Craig is joined on The Mortgages, Money and More Podcast by regular guest, Jason Murgatroyd to discuss cryptocurrency and the benefits and risks of investing in this growing area. What is cryptocurrency? Bitcoin is a digital currency. It’s the same kind of concept as pounds, dollars etc., but it is purely a digital asset. Its […]
Is Equity Release Right For Me? Craig Skelton explores equity release and lifetime mortgages and how well these products can suit different people. A recent study found that six out of 10 homeowners said they would never consider equity release. It’s not surprising, as it was the subject of a great deal of negative press […]
Financial Advice Fees Explained Our guest this week is Jason Murgatroyd, Financial Adviser from CS Retirement Solutions and we’re talking about financial advice fees. Are there rules around what financial experts can charge? Fee structures have evolved over the years and things are certainly much better since the bad old days of endowments, where some […]
Retirement is an exciting time; the start of a new chapter in life. Whilst we will have worked, saved and prepared for this moment for a long time, many of us will find we don’t quite have enough money to fund all the things we planned to do. Luckily, there are an increasing number of […]
Whichever side of the Brexit debate you have been on, Friday 31 January 2020 undoubtedly marks a momentous point in the country’s history. For at the stroke of 11pm, the UK will cease to be a member of the EU: the divorce will finally have been sealed. It’s clearly been a long and rocky road […]
The sooner you start saving, the healthier your pension pot is likely to be when you need to draw on it. But what happens to your pension planning if your working hours reduce, or stop? First things first If you join a company you may be enrolled into their workplace pension scheme which, in most […]
Getting a clear, concise view of your investment portfolio can be difficult and time-consuming. That’s why we use a secure, online system known as a platform. A platform gives you secure, online access to your investment funds with a transparent, easy -to-understand charging structure. So rather than holding your ISAs, pensions and other investments in […]
As you approach retirement, you probably want to know when you can afford to stop working. Having worked hard throughout your career you deserve to enjoy your retirement without having to worry about your finances. It may be worth reviewing your pension contributions to make sure you are taking advantage of the incentives offered by […]
When it comes to building your investment portfolio, you might have been warned about avoiding putting all your eggs in one basket. It’s wise to spread your money across a range of different investments. That way, if the value of one of them falls, it should have a limited effect on the overall performance of […]
Understanding inflation and its impact on your portfolio is important because rising prices can reduce the value of the money you get back from your investments. What is inflation? Inflation is a term used to describe a rise in prices. In the UK, it is measured by the Consumer Prices Index including owner-occupiers’ housing costs […]
Why you should consider modernising your pension As well as giving you greater freedom over how you access your savings, there are several other benefits when modernising your pension: Take full control of your pension savings Choose when and how to draw an income to suit your retirement planning Keep your options open for drawing […]
Retirement is an exciting time; the start of a new chapter in life. Whilst we will have worked, saved and prepared for this moment for a long time, many of us will find we don’t quite have enough money to fund all the things we planned to do. Luckily, there are an increasing number of […]
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